Navigator Trading Ltd provides an alternative source of finance to UK SMEs. As a diversified leasing and lending business, we provide funding that helps businesses grow or enables them to deliver essential services to their customers.

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We focus on each individual business’s requirements, developing funding solutions that are tailored to best fit their strategic ambitions.

 

We are part of a new generation of lenders, adaptable and focused on the realities of today’s marketplace. We understand the needs of our customers and bring together a distinctive combination of skills and experience to deliver private capital solutions which offer creativity, flexibility, and value.

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Whilst we are future focused, we are also proud of our track record and believe in providing the accessibility and service associated with a traditional bank manager.

 

We offer support in five business areas:

Leasing​

Leasing enables UK SMEs to finance the purchase of business and service critical assets. 

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Receivables Finance

A longstanding and well established market, NTL provides funding against amounts that are due to be received for goods and services already supplied.

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Secured Lending

Secured Lending is the provision of capital for SMEs who need finance for growth, acquisition or existing shareholder buyout. It also includes provision of debt to private sector counterparties to develop and/or operate infrastructure assets, generally in the energy and social infrastructure sub-sectors which will benefit from long-term regular income streams and / or robust underlying asset values.

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Secured Property Finance

In this business segment short and long term finance is provided for residential, commercial and development property. All of the loans funded have strong security over the underlying property and prudent loan-to-value ratios.

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Working Capital Loans
Working Capital Loans is the provision of essential short term finance to small businesses which could be in lieu of traditional bank overdrafts.